On the other hand, if you have debt in the form of a student loan from PTPTN, you might just wanna read this.
Ok, so, a few weeks back, a few people were talking about it. They got blacklisted for not paying back their loan. When you get blacklisted, you might not be able to apply for other forms of loan ie: car loan, house loan etc. And if your case is bad enough, they'll even blacklist your name in the immigration department. That my friend, means you can't leave the country.
So, here's a few links to help you out if you're sweating your pants off right now.
(Semakan Peminjam Yang Belum Membuat Bayaran Balik Pinjaman)
(Semakan Senarai Hitam Imigresen)
All the best!
In case you're wondering, no, I'm not on the list.
Thank God!